Services

Directors and Officers

The people who govern a church or organisation, including board members, elders, deacons, committee members and senior leaders, can be held personally liable for the decisions they make on its behalf. Directors and officers protection is designed to respond to claims alleging a wrongful act in managing the organisation, such as a breach of duty, mismanagement, or failing to meet a legal or regulatory obligation.

This protection matters because it supports the volunteers and leaders who give their time to governance. It can meet the legal costs of responding to claims, investigations and inquiries, and any compensation that becomes payable, so that an individual's personal assets are not the first line of defence. It is usually arranged as part of a broader management liability package together with employment practices and crime protection.

This is general information about the protection Baptist Insurance Services can arrange. What applies to your organisation depends on the cover in place, so please contact your State Manager with any questions.