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Student Personal Accident

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Student Personal Accident

Student personal accident protection is arranged for Baptist schools, colleges and early learning centres. It provides benefits if a student is injured while taking part in school activities, including classes, sport, excursions, camps and travel directly to and from school. Injuries can happen in even the best-supervised environments, and this protection helps families with the costs that follow.

Benefits typically include help with non-Medicare medical expenses such as physiotherapy, dental treatment and ambulance transport, and lump sum payments for serious or permanent injuries. The cover applies regardless of whether anyone was at fault, so a family does not need to establish that the school was negligent to receive help. Schools should keep accurate incident records so that any claim can be dealt with quickly.

This is general information about the protection Baptist Insurance Services can arrange. What applies to your organisation depends on the cover in place, so please contact your State Manager with any questions.

Student Personal Accident